Job Description

We are currently partnered with a top credit fund ($100B+ AUM) looking to expand their risk management team by adding a credit risk associate to cover their private credit business line. This firm is known for being a top player in the credit space and being at the cutting edge of private credit in the last half decade.

This role will focus on assessing, monitoring, and managing credit risk exposure across a diverse portfolio of private credit investments, including direct lending, structured credit, mezzanine financing, and special situations. The ideal candidate has 2-5 years of experience in private credit, structured products, or investment banking lending risk and possesses strong financial modeling, credit analysis, and risk assessment skills.

Key Responsibilities:

Credit Risk Assessment & Underwriting

• Evaluate new private credit investment opportunities, analyzing borrower financials, capital structures, collateral, and industry trends.
• Conduct quantitative and qualitative credit risk assessments, including cash flow modeling, scenario analysis, and stress testing.
• Review loan structures, covenants, and legal documentation to assess downside protection and risk mitigation measures.
• Assign and maintain internal risk ratings based on borrower performance and macroeconomic factors.

Portfolio Monitoring & Risk Reporting

• Track and assess portfolio credit risk exposure, monitoring borrower financial performance, covenant compliance, and macroeconomic conditions.
• Provide regular risk reports and portfolio reviews to senior management, highlighting key risks, trends, and potential credit events.
• Develop early warning indicators to identify deteriorating credit quality and recommend risk mitigation strategies.
• Work closely with asset management and investment teams to proactively manage underperforming credits and distressed situations.

Market & Industry Research

• Conduct sector and industry analysis to assess broader credit risks affecting private credit investments.
• Monitor market conditions, interest rate trends, and regulatory developments impacting credit risk and investment strategies.
• Assist in enhancing risk models, stress-testing frameworks, and credit risk policies.

Qualifications & Experience:

• 2-5 years of experience in private credit, structured products, investment banking lending risk, or corporate credit risk management.
• Bachelor's degree in Finance, Economics, Accounting, Business, or a related field (CFA, FRM, or MBA is a plus).
• Strong understanding of credit risk principles, financial statement analysis, and loan structuring.
• Proficiency in financial modeling, DCF analysis, and risk metrics (PD, LGD, DSCR, leverage ratios, etc.).

Work Environment: 4:1 (in office:WFH)

Total Comp: $175k - $250k

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